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Claim what you are owed, the free official way

Step-by-step guides to refunds and claims where the procedure is fiddly and badly explained: airline refunds, lost and damaged packages, and unclaimed property. Every rule links to the regulation or official page it comes from, and the free route is always named first.

By subject

• Airline refunds · What US airlines owe you automatically when a flight is cancelled, changed or your bag is late.
• Lost and damaged packages · The waiting periods, deadlines and paperwork for a USPS insurance claim.
• Unclaimed property · How the free official state databases work, and what a claim actually needs.

Latest guides

• My flight was cancelled. How long does the airline have to refund me? (Airline refunds, 2026-09-30)
• The airline gave me a voucher. Can I still get my money back? (Airline refunds, 2026-09-30)
• Nobody was ever appointed executor. Can I still claim my relative's unclaimed money in Virginia? (Unclaimed property, 2026-09-30)
• My relative died and left unclaimed property in Virginia. How do I claim it? (Unclaimed property, 2026-09-30)
• Does unclaimed money in Virginia expire, and does the state pay interest on it? (Unclaimed property, 2026-09-30)
• My USPS package is missing. When can I file a claim, and what is the deadline? (Lost and damaged packages, 2026-09-30)